Intelligence
Home Intelligence Score (0–100)
The credit score of your home
A continuously updated composite score across six UAD-mapped condition categories — structural systems, mechanical systems, safety, maintenance history, inspection recency, and documentation completeness. Every component is weighted and contributes a calculated point value to the final 0–100 number.
What it includes
- Updates in real time as you log maintenance, resolve findings, or complete inspections
- Movement chip shows delta since last check — know exactly if you're trending up or down
- Score band: Critical · At Risk · Stable · Strong · Excellent
- Component breakdown reveals exactly what's helping and hurting your number
- 12-month Risk Score runs in parallel to quantify near-term repair probability
Risk
AI-Powered Risk Detection
Surface issues before they compound
Our AI continuously analyzes your home's data — inspection findings, maintenance gaps, system ages, and documented conditions — and surfaces Active Risk Factors with severity ratings, urgency labels, and dollar-denominated loss projections.
What it includes
- Severity ratings: Minor → Moderate → Severe → Critical
- Urgency labels: Monitor · Fix Soon · Act Now
- Per-finding loss projection: 'If ignored: could reach $X–$Y within 6–12 months'
- Score pressure indicator: 'Fixing this recovers +X pts'
- After-credits out-of-pocket cost shown per finding
Credits
Repair Credit System
A platform that pays you back
Every active subscriber earns loyalty repair credits on a 6-month cycle — $50, $100, or $300 depending on plan. Credits apply automatically toward any repair listed on your dashboard. A separate Credit Boost Engine rewards proactive maintenance actions with bonus credits.
What it includes
- Loyalty credits: $50 (Basic) · $100 (Essential) · $300 (Pro) every 6 months
- Bonus credits for inspections (+$5–$15), documents (+$2 each), verified repairs (+$10–$15)
- Score improvement bonuses: +$5 for 5pt gain, +$10 for 10pt gain
- HomePassport™ completeness milestones: +$5 each at 40%/60%/80%/100%
- One-time activation bonus: +$10 when first inspection, document, and record are all in
History
Verified Home History
A permanent, tamper-proof property record
Every maintenance record, inspection result, document upload, and completed repair is timestamped, stored, and categorized in your Verified Home History — a permanent log tied to the property ID, not the owner.
What it includes
- Chronological record of all property activity grouped by year
- Covers: inspections, repairs, findings resolutions, document uploads
- Transfers with the property at point of sale — new owner inherits the full history
- Score trajectory chart shows health over time
- Feeds directly into the HomePassport™ shareable report
Reporting
HomePassport™ Report
Verified property history buyers trust
A $79 one-time shareable, PDF-formatted property report that compiles everything — inspections, repairs, findings, score trajectory, and UAD C1–C6 condition rating. It is permanently tied to your property address and transfers at sale.
What it includes
- 0–100 Home Intelligence Score + UAD C1–C6 condition rating (Fannie Mae standard)
- Four sub-scores: Condition, Risk Forecast, Deferred Maintenance Value, Documentation %
- Full evidence vault: findings with photos and descriptions
- Shareable link — accessible to buyers and agents without a login
- 'Verified by ProActive Home Care™' trust badge for listing materials
AI
AI Inspection Analysis
Upload a photo. Get a report.
Submit photos and a description. Our AI analyzes images and text to identify issues, estimate repair costs, assign severity levels, and generate a detailed findings report. Findings auto-map to your Active Risk Factors on the Intelligence Dashboard.
What it includes
- Multi-model AI: frontier models from OpenAI + Anthropic
- Issue identification with severity, urgency, and repair cost estimate
- Report includes UAD C1–C6 condition rating for lender and appraisal use
- PDF download and email delivery included
- Findings auto-flow into your Property Intelligence Score calculation